mortgage broker

Helping you navigate the tricky world of mortgages!

My Services

Mortgages, Home Purchase, Refinance, Renewals and More.

About Me

I have over 11 years of banking experience. Check out what my clients have to say about me.

Home Purchase

Purchasing a home doesn’t have to be tricky. I can help navigate the mortgage process.



Did you know I can save you thousands  each year by negotiating your mortgage renewal?


There are a variety of reasons to refinance your home – let me help you with yours!

Mortgage FAQs

Just some things we get asked a lot…

People have a lot of questions when it comes to getting a mortgage, whether it is their first or they’re looking at their 5th property. Here are some of the common ones we see.

Do I need great credit to get a good mortgage rate?

Great credit is good for a lot of things, including mortgages, but we have lenders and options available for all kinds of credit and income situations. Ask us about our options for you.

What is the difference between a Mortgage Broker and my Bank?
Mortgage Brokers work with a variety of lenders and financial institutions and can offer products better suited to each of their individual client’s needs. Banks can only offer their products, which may not be the best suited to that client.
How much can I afford?
Affordability with a mortgage is determined by a number of factors, including income and down payment. Speak with one of our Mortgage Planners to get a pre-approval in place before you start shopping for a property.
What will the mortgage rate be?
The rate you qualify is based on a number of factors and the products currently available. Rates provided online are generic based on good credit profiles and qualifying information. Every mortgage is different so give us a call to discuss what we may be able to do for you in terms of rate.

Why work with Chung?

Why work with Chung? I aim to partner with you to meet your Home Ownership Goals. My 11 years of banking experience, as a relationship manager, at Canada’s largest Chartered bank allows me to provide you with great financial advice. Having completed the Personal Financial Planning course, the knowledge and skills gained will be available to you as we work together to realize your dream of home ownership. 

What my clients say

Thanks to Chung my family moved into a new lovely home! This was our third successful mortgage application with Chung over a period of 4 years and we had the same quality of assistance. This last application we especially grateful to him because he pretty much did 40% of real estate agent’s job.

Chung is a professional in the field of mortgage applications as well as all real estate transaction details, who will take care of your file from the first call till you possess the key.

Alex & Thais

I must admit that it is seldom that you have the pleasure and satisfaction of dealing with a good customer service.

The developer we were involved with, was unfortunately delayed in completing their commitment, but our Mortgage Broker Chung diligently maintained contact with us, re-mortgaging our application without complaint.

He even managed to shave some interest of the final mortgage. I have no reservation in recommending him to prospective home buyers.


About City Wide Mortgage Services

City Wide Mortgage Services started as City Wide Financial Corporation in 1995 founded by Thomas Phillips and Shaun Zipursky. A third partner, Wayne Mah, joined them in 1999. Rowan Smith and Dara Fahy became partners of the firm in 2012.

Working with clients from all over, this team of partners has brought on some of the top Mortgage Brokers in the business to bring top service and skills to our clients.

Let’s Chat – No pressure!